Inter@ct: Digital Banking
Consolidate real-time services, access and analysis
Internet Banking
Empower your customers with anytime, anywhere banking
One System, One Sign-In
Block / Unblock and Activate Cards
View Check Images, Statements and Notices
“We recently did a conversion of our e-banking to the DCI platform, and we’re so glad that we did. The level of service was impeccable.”
Jeff Ball · President
Friendly Hills Bank
California
One system, One sign-in
- Empower consumer and commercial customers
- Block / unblock and activate cards
- View check images, statements and notices
- Secondary user capability
Transfer funds
- Including bank controlled loan payment types
- External transfer capability
Real-time debit card alerts (email or SMS text).
Customized target market ads
Cash Management
Set up new customers within minutes
Including account level limits
Online exception approvals
For transactions that have exceeded their account level limits
Process payments
- ACH Debits / Credits
- Federal tax payments
- Wire transfers (domestic/international)
Automatic Clearing House (ACH)
- Create ACH batches from scratch
- Upload ACH NACHA, delimited and fixed length files
- Approved ACH and Wires automatically brought into Core
Support multiple companies
Secondary user capability
Report at both customer and admin levels
Direct access to Positive Pay
Bill Pay
Fully integrated banking service
With DCI ebanking products
eVault electronic record keeping
Allows customers to upload documents or images
P2P Payments
Fully integrate person-to-person financial transactions
Supports real-time balance checks
Good Funds, Risk Model and memo posting check capabilities
Expedite payments
Avoid late fees
US postal service tracking
For all check payment displays via Bill Pay
Payroll capabilities
Via ACH and check payments
Mobile Banking
Unified mobile banking that keeps pace 24/7
One system, One sign-in
- For both consumer and commercial
Cash Management
- View ACH and Wire transactions
- Approve ACH and Wire transactions
Bill Pay
- Picture Pay using mobile device photos
“DCI understands the value of their customers’ success and takes a unique role in achieving that success, which sets them apart from other core processors.”
Mike Cearley
Centera Bank
Kansas
Consolidated mobile banking services
- Activate, block / unblock card
- View check images, statements and notices
- Real-time balances with secure 24-hour access
- Secondary user access
Transfer funds
- Including bank controlled loan payment types
- External transfer capability
Mobile deposit capability
- With memo posting of deposit upon approval
Cash Management
View submitted transactions
ACH and wire
Approve submitted transactions
ACH and wire
Bill Pay
Picture Pay
- Customer pays/sets up a bill record/payment with a mobile device photo
Fully integrated banking service
- With DCI eBanking products
Supports real-time balance checks
Good Funds, Risk Model and memo posting check capabilities
Expedite payments
Avoid late fees
eVault electronic record keeping
Allows customers to upload documents or images
US postal service tracking
For all check payment displays via Bill Pay
P2P Payments
Fully integrate person-to-person financial transactions
Merchant Capture
Corporate Capture21 consolidates all merchant transactions
Matching bank and customer portals
Same look takes guess work out of customer support calls and Scan for items with errors with one click
Bank receives clean balanced deposits
Ready for processing from their customers and no bank maintenance required
No hard install of the product software
All driven through an internet browser
SSO supported
Through Internet Banking and iCore360
Transaction and per items limits
Defined at the Merchant or Account level
Support includes
All major scanner brands and Windows or Mac computers
Performs duplicate item check
In real-time
Full deposit report
Includes images available for download
Support CAR/LAR technology
Email notifications are available
eStatements & Notices
Inter@ct Statements and Notices centralize all statements
Customer flexibility to choose statements
Select eStatements by accounts
Automate customer email notification
Send when new Statement/Notice/EOY form is available
Marketing
Create targeted marketing campaigns
Customer can view Statements from IB
View without having to be an Inter@ct Customer
Positive Pay
DCI’s Inter@ct Positive Pay tracks and verifies every transaction
Manage every ACH and check
Via a core-based positive pay system
Verify business customers’ checks
Ensures fraudulent checks are never cashed
Stop fraud losses, save money and headaches
Teller alerts
Auto send when a Positive Pay item is presented for deposit
Report generation
Automatically create daily detailed reports of all items
Batch files or create one check at a time
Quick and easy uploads by batch or single checks
Work with exception items from one screen
For either check or ACH
Monitor exception items
Easy for bank to monitor for customers as needed
Flag suspected ACH fraud items
Automatically mark questionable transactions for review with email notification
Voice Banking
Check account balances via phone
Initiate real-time fund transfers
Make loan payments
